Disability Happens ™
And the journey to heal begins…
Former SSDI examiner spills beans
Tim Moore, and his wife, are former disability examiners. Currently, his wife works as a field office claims representative–the folks who take disability applications. Moore has a passion to share the truth with those who need it most–the folks filing those disability applications.
Two facts that Moore claims the current SSA commissioner, Michael Astrue, understands all [...]
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2 Comments » Long-term disability insurance — fiction or fact?
Benjamin W. Glass’ book Robbery Without a Gun, is a thin book as books go. Even though modest in length the message speaks volumes—and one that you should seriously consider getting your hands on if you have a long-term disability (LTD) policy or have recently become disabled.
If you are someone who has never been denied [...]
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Prez Bush gives thumbs down to expanded child health insurance
President Bush has vowed to veto a bipartisan plan to extend the Children’s Health Insurance Program to include coverage for 4.1 million non-poor children who are currently uninsured. The cost would about double the total current expense, over a 5-year period, to a total of about $75 billion.
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Category :
Federal SSDI and disabled veterans
Disabled Veterans are entitled to Social Security Disability Insurance (SSDI), but they still must meet Social Security’s definition of disability. Basically, if a Veteran is unable to work for physical or emotional reasons, and for at least a year, they may be eligible to receive benefits. Even if the service member receives pay they still [...]
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Phone solicitors for the cancer fund
Fortunately, Federal law requires that anyone calling you to sell you something, collect past due payments, or ask for donations, are all required to display Caller Identification (CID). The only real exception is when there is a glitch in the system, and due to no fault of the caller, their CID does not appear.
The Cancer [...]
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Tips on getting SSDI benefits
Sadly, when applying for Social Security Disability benefits learning what your rights are is something you learn after the fact. Even then, chances are, you may never know what you missed out on. Disability Secrets is one of the most complete web sites and will walk you through the process and explain what your rights [...]
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Chronic Fatigue and Fibromyalgia are difficult SSDI cases to win
As Sandra M. Klepach’s article in the News-Hearld reports, chronic fatigue (CFS) and fibromyalgia (FMS) sufferers have diseases with symptoms that are not objective, which makes it difficult to win Social Security Disability Insurance (SSDI) benefits. The Social Security Administration says that pain and fatigue illnesses “are medically determinable conditions.” In other words it is [...]
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What are your rights regarding medical files?
The department of Health & Human Services provides information about your civil rights regarding your medical files. Available topics include:
Introduction
General Overview
Incidental Uses and Disclosures
Minimum Necessary
Personal Representatives
Business Associates
Uses and Disclosures for Treatment, Payment, and Health Care Operations
Marketing
Public Health
Research
Workers’ Compensation Laws
Notice
Government Access
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When to appeal SSDI denial and when to open a new claim
Statistically when applying for SSDI benefits chances are you will be denied. A denial leaves you with three choices:
Accept the denial and forget it.
Appeal the denial.
Make a fresh application.
The first consideration is why you were denied. If it was for a technical reason, like you are still working and making too much money, the the [...]
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Category :
Social Security Disability Hope for the disabled with student loans
The burden of keeping up with student loan payments can be bad enough when you are able bodied, but when disabled they can become the tipping point for the collapse of a house-of-cards.
There is a provision in Federal regulations that can help disabled individuals saddled with student loan debt(s). To get things rolling your physican [...]
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