Waterfall of Health

Former SSDI examiner spills beans

January 1st, 2008 by Richard Brassaw

Tim Moore, and his wife, are former disability examiners. Currently, his wife works as a field office claims representative–the folks who take disability applications. Moore has a passion to share the truth with those who need it most–the folks filing those disability applications. Two facts that Moore claims the current SSA commissioner, Michael Astrue, understands [...]


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Long-term disability insurance — fiction or fact?

July 20th, 2007 by Richard Brassaw

Benjamin W. Glass’ book Robbery Without a Gun, is a thin book as books go. Even though modest in length the message speaks volumes—and one that you should seriously consider getting your hands on if you have a long-term disability (LTD) policy or have recently become disabled. If you are someone who has never been [...]


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SSDI and disabled veterans

July 5th, 2007 by Richard Brassaw

Disabled Veterans are entitled to Social Security Disability Insurance (SSDI), but they still must meet Social Security’s definition of disability. Basically, if a Veteran is unable to work for physical or emotional reasons, and for at least a year, they may be eligible to receive benefits. Even if the service member receives pay they still [...]


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Tips on getting SSDI benefits

July 1st, 2007 by Richard Brassaw

Sadly, when applying for Social Security Disability benefits learning what your rights are is something you learn after the fact. Even then, chances are, you may never know what you missed out on. Disability Secrets is one of the most complete web sites and will walk you through the process and explain what your rights [...]


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Chronic Fatigue and Fibromyalgia are difficult SSDI cases to win

June 25th, 2007 by Richard Brassaw

As Sandra M. Klepach’s article in the News-Hearld reports, chronic fatigue (CFS) and fibromyalgia (FMS) sufferers have diseases with symptoms that are not objective, which makes it difficult to win Social Security Disability Insurance (SSDI) benefits. The Social Security Administration says that pain and fatigue illnesses “are medically determinable conditions.” In other words it is [...]


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When to appeal SSDI denial and when to open a new claim

June 25th, 2007 by Richard Brassaw

Statistically when applying for SSDI benefits chances are you will be denied. A denial leaves you with three choices: Accept the denial and forget it. Appeal the denial. Make a fresh application. The first consideration is why you were denied. If it was for a technical reason, like you are still working and making too [...]


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Hope for the disabled with student loans

June 20th, 2007 by Richard Brassaw

The burden of keeping up with student loan payments can be bad enough when you are able bodied, but when disabled they can become the tipping point for the collapse of a house-of-cards. There is a provision in Federal regulations that can help disabled individuals saddled with student loan debt(s). To get things rolling your [...]


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Reform bill waves waiting period for terminally ill

June 16th, 2007 by Richard Brassaw

Veteran, Joeseph H. Seall, qualified for Social Security disability benefits. Unfortunately, he did not live long enough to make it past the required 5-month waiting period. Two Congressmen, Chip Pickering (R-MS) and Congressman Earl Pomeroy (D-ND), jointly introduced the Joseph H. Seall Act of 2007 (HR 2713). Congressman Pickering saw Seall as a man who [...]


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Senator wants adequate funding for SSID

June 15th, 2007 by Richard Brassaw

Senator Charles Schumer (D-N.Y.) knows the social security system is broken and promises to make things better. His constituents in up-state New York wait an average of 522 days—nearly two years—for social security disability benefits. For someone out-of-work and in desperate need of assistance to just live from day-to-day this is disastrous. The social security [...]


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Social Security Disability application guidelines

June 10th, 2007 by Richard Brassaw

According to Janie M. Laubscher’s article, Applying For Social Security Disability Benefits, explains that the Disability Determination Service process applications in 3 main steps. 1) Review submitted application to get an overview of your case. 2) Formally request needed medical records for review. 3) Your application and supporting medical records will determine if you are [...]


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