Disability Happens ™
And the journey to heal begins…
Disability insurance promises sometimes fail to deliver
It sounds like a good idea. You are unable to work and long disability insurance will pay you a portion of your annual salary. At least that is what CIGNA [...]
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1 Comment » What chance does a 20-year-old need disability insurance?
The chances of a worker now 20-years-old being disabled before retirement age is about 1:3. Surprisingly, the main reason for disability has nothing to do with work and everything to [...]
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Court agrees bipolar disorder is physical and not just mental
Initially, Jane Fitts had been paid disability benefits because her bipolar condition prevented her from working. After 24 months of receiving disability payments they suddenly stopped. The reason given is [...]
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Advice to doctors about their own disability insurance
This is an article advising doctors on what they should look for when purchasing disability insurance. Disability Happens does not endorse the agent (or the company he represents), but thought [...]
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Disability Insurance What are your rights regarding medical files?
The department of Health & Human Services provides information about your civil rights regarding your medical files. Available topics include:
Introduction
General Overview
Incidental Uses and Disclosures
Minimum Necessary
Personal Representatives
Business Associates
Uses and Disclosures for [...]
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Drug companies declare war on “Sicko”
Release of Michael Moore’s, Sicko is a week away and drug companies prepare to counter attack claims made in the film. They feel the American health care system has been [...]
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Denied, Disability Insurance, Fraud, Insurance, Insurance Claims, Medical Issues, Veterans, Workers Comp SSDI process for psychiatric applicants
In 1996 slightly less than half of all Social Security disability claims were approved. Of the claims that were approved approximately 28% of them were for mental disorders. Every year [...]
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Swedish man gets disability benefits for addiction to heavy metal music
Roger Tullgren, 42, loves his heavy metal music. Last year he attended nearly 300 concerts. He missed so much work that he was unemployable. When occupational psychologists counseled him they [...]
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VA report claims disability benefits skewed for older vets
A draft of a report for the Veterans Disability Benefits Commission, prepared by CNA, states that disability payments favor older vets. The report reasons that vets 65 or older benefit [...]
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Disability Insurance Suggestions needed for someone leaving SSDI
Congrats to this blogger for being able to recoup to the point where she no longer needs disability insurance. She asks for advice from readers on how she should proceed.
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