Disability Happens ™
And the journey to heal begins…
Disability insurance promises sometimes fail to deliver
It sounds like a good idea. You are unable to work and long disability insurance will pay you a portion of your annual salary. At least that is what CIGNA insurance promised Susan Kristoff. When Kristoff found herself battling cancer she found that she would also have to battle CIGNA insurance for the protection she [...]
Continue reading 'Disability insurance promises sometimes fail to deliver' »
1 Comment » What chance does a 20-year-old need disability insurance?
The chances of a worker now 20-years-old being disabled before retirement age is about 1:3. Surprisingly, the main reason for disability has nothing to do with work and everything to do with chronic disease—leading with cardiovascular disease, musculoskeletal problems, and cancer. Because so many people live from paycheck to paycheck a disability is often catastrophic. [...]
Continue reading 'What chance does a 20-year-old need disability insurance?' »
Court agrees bipolar disorder is physical and not just mental
Initially, Jane Fitts had been paid disability benefits because her bipolar condition prevented her from working. After 24 months of receiving disability payments they suddenly stopped. The reason given is that the insurance company considered the bipolar disorder a ‘mental illness’ and as such she is no longer entitled to disability benefits. Fitts sued. The [...]
Continue reading 'Court agrees bipolar disorder is physical and not just mental' »
Advice to doctors about their own disability insurance
This is an article advising doctors on what they should look for when purchasing disability insurance. Disability Happens does not endorse the agent (or the company he represents), but thought you might find the information helpful if/when you consider disability insurance for yourself.
Continue reading 'Advice to doctors about their own disability insurance' »
Category :
Disability Insurance What are your rights regarding medical files?
The department of Health & Human Services provides information about your civil rights regarding your medical files. Available topics include: Introduction General Overview Incidental Uses and Disclosures Minimum Necessary Personal Representatives Business Associates Uses and Disclosures for Treatment, Payment, and Health Care Operations Marketing Public Health Research Workers’ Compensation Laws Notice Government Access
Continue reading 'What are your rights regarding medical files?' »
Drug companies declare war on “Sicko”
Release of Michael Moore’s, Sicko is a week away and drug companies prepare to counter attack claims made in the film. They feel the American health care system has been unjustly characterized as ‘sick.’ One issue they have with the film is that Moore doesn’t pin down what works and what needs to be improved. [...]
Continue reading 'Drug companies declare war on “Sicko”' »
Category :
Denied, Disability Insurance, Fraud, Insurance, Insurance Claims, Medical Issues, Veterans, Workers Comp SSDI process for psychiatric applicants
In 1996 slightly less than half of all Social Security disability claims were approved. Of the claims that were approved approximately 28% of them were for mental disorders. Every year there is an increasing number of SSDI psychiatric claims. The problem is because few psychiatrists feel competent in making a determination to render a professional [...]
Continue reading 'SSDI process for psychiatric applicants' »
Swedish man gets disability benefits for addiction to heavy metal music
Roger Tullgren, 42, loves his heavy metal music. Last year he attended nearly 300 concerts. He missed so much work that he was unemployable. When occupational psychologists counseled him they offered a solution—to classify his heavy metal music addiction as a disability, which gives him a wage supplement. Since qualifying for disability he has been [...]
Continue reading 'Swedish man gets disability benefits for addiction to heavy metal music' »
VA report claims disability benefits skewed for older vets
A draft of a report for the Veterans Disability Benefits Commission, prepared by CNA, states that disability payments favor older vets. The report reasons that vets 65 or older benefit from having a post-service career. The report goes so far as to say that older vets disability benefits are set too high. CNA surveyed more [...]
Continue reading 'VA report claims disability benefits skewed for older vets' »
Category :
Disability Insurance Suggestions needed for someone leaving SSDI
Congrats to this blogger for being able to recoup to the point where she no longer needs disability insurance. She asks for advice from readers on how she should proceed.
Continue reading 'Suggestions needed for someone leaving SSDI' »
Category :
Disability Insurance Categories
- Bad Faith Stories (7)
- Book Reviews (6)
- Insurance Companies (3)
- Pharmaceuticals (3)
- Disability in Entertainment (1)
- Film (1)
- Federal (17)
- Insurance (58)
- Bad Faith (7)
- Court Rulings (5)
- Denied (19)
- Disability Insurance (25)
- Fraud (9)
- Insurance Claims (12)
- Veterans (23)
- Workers Comp (8)
- Medical Issues (429)
- Allergies (4)
- ALS – Lou Gehrigs Disease (5)
- Alzheimer – Dementia (112)
- Arthritis and Lupus (22)
- Autoimmune Diseases (2)
- Bipolar Disorder (15)
- Chemical Sensitivity (MCS) (2)
- Chronic Fatigue (CFS) (9)
- Chronic Pain (87)
- Depression (27)
- Diabetes (18)
- DNA (2)
- Fibromyalgia (FMS) (50)
- General (30)
- Orthopedic (5)
- Parkinson (44)
- PTSD (24)
- Stem Cell (3)
- State Disability Programs (1)
- California (1)
